Personal Injury Claims Explained

The risk or injury is something we all have to live with, and even though a person might take great care at all times, an accident might be caused by a third person’s negligence. Hopefully, the injuries are minor and no damage was done, but in the event the injury causes the person’s life to be impacted, then that person might have grounds to claim for personal injury. Claiming against a third party, who might be a car owner, or possibly the owner of a building, involves producing evidence to show that the third party was in fact, negligent, and this led to the injuries suffered.

Sourcing an Experienced Solicitor

There are many branches of law, and personal injury is a field that demands an experienced lawyer with extensive hands-on experience, and a high success rate. The Internet is always the answer, and sourcing such a person can be easily achieved, and whether a person is searching for personal injury claim specialists in Yorkshire, or any other UK county for that matter, a Google search will bring up a list of potential legal firms who are experienced in the field of personal injury claims.

Proving Negligence

In one respect, a personal injury claim is quite straightforward, and the claimant must have compelling evidence that points to a degree of negligence by the accused party. If the injuries were caused by self-action, such as attempting a cartwheel, or sliding down a bannister, then there would be no case for a claim, as the injures person’s actions caused the injuries. The range of items that might establish any negligence might include any or the following:

  • Images or Video of the incident
  • Written statements from witnesses
  • Images of the injuries
  • Medical documentation

If the claimant had dialogue with the third party at any time, this should be recorded in writing, as a verbal admission of guilt is accepted in a court, and of course, one should keep all written communication with the third party, and any other documents or points that you think might be relevant should be brought into the case.

Public Liability

Many people who suffer a personal injury are reluctant to make a claim, as they know the third party, and have no wish to penalise them financially. This is perfectly understandable, as if the award was considerable, the third party might not have the assets to cover such a payment, yet, in fact, the third party’s insurance is what pays the compensation. A car driver, for example, would be covered for any personal injury claim, which would be included in their vehicle insurance cover, and the owner of a business must, by law, have adequate Public Liability Insurance (PLI). If the injuries were caused by tripping over a raised paving slab, for example, then perhaps the local council were negligent, so whoever the third party is, the payment is not going to affect their life in any way.

If you feel that your personal injury was caused by third party negligence, you should contact an experienced solicitor, and he or she will very quickly establish where you stand, and should you decide to proceed with the claim, they will be a valuable ally.